An Equestrian’s Guide to Budgeting

I don’t need to tell you all how predictably unpredictable equine expenses can be. We’ve all encountered the worst-timed vet visit, the even-worse-timed pulled shoe, and the oh-wait-I-wasn’t-ready-to-buy-yet-but-the-perfect-horse-is-available-oops-he’s-mine-now.

With all that in mind, I have a few simple ways to budget for the wonderful world of horses.

  • Separate bank account. That’s right, Francis has his own debit card and checkbook. I transfer a set amount into this every month, and all things horse-related get pulled out of this account. It’s enough to cover all monthly expenses, as well as extra for shows and emergencies. It’s great for impulse control- when it’s out, its out.
  • Wait, it’s almost out but there’s a show I want to go to. It’s fine, I’ll dip into my other account to fund it.
  • OK now I’m short on gas money. It’s fine, I can dip into another different account.
  • Wait ok no it’s fine I didn’t need that much for groceries anyways. It’s fine it’s all fine, I like ramen and toast a ton. I just have to make it to next month when my next paycheck comes in.
  • What do you mean he needs special shoes now
  • And more injections
  • Poor thing is probably sore, put him on the list for a massage
  • Crap
  • No it’s fine it’s totally fine
  • Obviously I already sent my entry in for that 5 day A rated show with gold plated stalls and hay made from actual shredded money, it would be rude to back out now IT’LL BE FINE
  • You know what yes, I would love to try an eq class. Not a problem, tack on the braider fees.
  • I think the chiropractor will get better results if he adds in acupuncture, let’s add that on next time
  • Crap
  • No really it’s fine it’ll be totally fine money can’t buy happiness who needs it anyways
  • And then next month I transfer the same amount and continue with the careful planned out budgeting with great willpower and self-restraint!

The End.

8 thoughts on “An Equestrian’s Guide to Budgeting

  1. Amanda C 12/21/2018 / 8:53 am

    With the title, I fully expected to open this post and only see the words “Don’t bother”. Which is basically what you came to at the end there anyway LOL.

    Liked by 1 person

  2. Nicole C 12/21/2018 / 11:16 am

    Oh god, I feel this on a spiritual level. My mantra lately has been “Who needs a savings account? Can’t take it with you when you die!” *crying*

    Liked by 1 person

  3. Stacie Seidman 12/27/2018 / 11:20 am

    Eventually you just accept that all the money is their money and you close the other accounts. Ramen 4 life!

    Liked by 1 person

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